Easy Online GICs.
Clear. Simple. In your name.
Purchase GICs from participating Canadian financial institutions — simply, safely, and always registered in your name.
Rates shown are offers available through participating institutions and may change without notice.
What We're Doing Here
We're building a simpler way to access Canadian GICs.
Most Canadians only see a narrow set of options when shopping for GICs — often because the process is inconvenient, manual, or fragmented.
We bring participating institutions into one purchase experience, with clear steps and real support — so you can choose what works for you and complete it properly.
How It Works
- We display current GIC offers from participating Canadian financial institutions.
- You choose the option that fits your timeline and goals — with clear terms and no pressure.
- We guide you through the purchase process — digitally whenever possible, and manually when needed.
- Your funds never pass through us. Whether purchasing directly or with an advisor, your GIC is registered in your name at an insured Canadian financial institution.
- We use established, regulated channels to move funds securely — aligned with proven industry standards.
- You get what you came for: clarity, confidence, and a stronger return when available.
That's it.
No hidden fees.
No surprises.
Just a clean process.
Why This Matters
GICs are simple — but the experience often isn't. Canadians deserve a process that's transparent, accessible, and built around the client.
More accessible options
Offers from participating institutions in one place — without bouncing between branches, portals, and paperwork.
Clear onboarding
Straightforward steps, guided support, and a process designed to reduce friction.
Real help
Whether you're in a big city or a small town, you can complete the purchase with support when you need it.
Built for trust
Your investment is registered in your name at an insured institution — and your funds never pass through us.
Who We Are
EasyGIC was built by people who understand how Canadian term deposits work — and how to make them easier to access.
"I've seen how confusing and inconvenient this process can be — for clients, advisors, and institutions. We built this platform to make it simpler, more transparent, and easier to complete properly."
— Patrick, Founder
Security + Trust
- ✓We partner with participating Canadian financial institutions.
- ✓We never hold your funds — whether you purchase directly or through a financial advisor.
- ✓All investments are registered in your name at an insured Canadian financial institution.
- ✓Your information is encrypted, verified, and handled with a security-first approach.
What Canadians Are Asking
"I am 81 years of age. I have $50,000 to invest. My banker wants me to buy a TD mutual fund... What is better — mutual funds or GICs?"
— From a reader letter published in the Toronto Star. Read the article
It's a fair question. What's revealing is how often the conversation defaults to the biggest institutions — even though other insured institutions may offer competitive rates depending on the term and timing.
That isn't malice — it's momentum. Familiar options become the default when the rest of the market is harder to access.
We exist to make participation easier — so Canadians can see available offers and complete the purchase with confidence.
Ready to get started?
View offers from participating institutions, then complete your purchase through a clear, supported process — without us ever holding your funds.
EasyGIC is not a bank. Products are issued by participating financial institutions. CDIC coverage and eligibility depend on the issuing institution and product structure.